ARAM at a Glance

From enduring foundationsto emerging frontiers…

About the Company

ARAM Group Company P.J.S.C., a premier Public Joint Stock Company listed on the Abu Dhabi Securities Exchange (ADX), was initially established as Sharjah Group Company P.J.S.C. in the Emirate of Sharjah. Founded by Emiri decree in November 1976, the Group has a long and distinguished history in the United Arab Emirates.

It showcases a strong legacy of industrial strength and strategic investment, demonstrated by its diversified portfolio that successfully combines traditional asset management with contemporary financial innovation.

Our Vision

To create a highly respected, world-class portfolio of strategic and high returning investments, committed to adhere to international standards and value creation to shareholders.

Our Mission

To deliver industry-leading investment opportunities by managing core operational developments and creating a resilient business.

OUR VALUES

What we stand for

Four principles that have guided the Company's decisions for nearly five decades.

Integrity

We work precisely, acting with integrity and transparency.

Excellence

We strive for excellence. We believe that investment excellence should drive our long-term, thoughtful decisions.

Diversity

We show respect and equivalence. We construct a supportive work environment that fosters accountability and loyalty. We work jointly to succeed our goals.

Reliability

We deliver our promises by executing continuous improvement, and adapting the changeable circumstances in the global market.

H.H. Shaikh Mohammed bin Sultan
bin Khalifa Al Nahyan

Chairman

Message from the Chairman

At ARAM Group, our strategy is centered on the disciplined use of capital and expertise to build a sustainable, efficient, and high-performing investment platform. We operate with a strong emphasis on governance, accountability, transparency, and regulatory compliance, while upholding environmental stewardship and long-term responsibility to our stakeholders.

We are dedicated to continuously enhancing our extensive experience in stable asset management, exploring innovative investment opportunities, and offering sophisticated financial solutions that are strategically aligned with shareholder interests. Risk management and prudent governance remain central to every decision we make, ensuring long-term resilience and value creation.

Our competitive advantage stems from our elite, highly skilled team, which enables ARAM Group to manage investments professionally, drive innovation, and adopt best practices that set us apart in the market.

Looking forward, we will continue our strategy of expanding across domestic and regional markets. By fostering knowledge-sharing, strengthening governance, enhancing competitiveness, and exploring new avenues for growth, we aim to create sustainable value for our stakeholders while reinforcing ARAM Group's position as a leading and trusted investment company in the region.

Message from the CEO & Managing Director

Inspired by our visionary plans, disciplined investments, and the evaluation of strategic acquisition opportunities, ARAM Group remains committed to maintaining a stable and resilient financial position, while targeting larger, high-potential, and profitable opportunities.

With a firm commitment to excellence, innovation, and determination, ARAM manages a diverse portfolio of investments that consistently delivers attractive returns to shareholders, reinforces our presence across multiple growth sectors, and enhances operational efficiency. Over time, ARAM has proven to be a reliable driver of sustainable growth in the Real Estate and Financial sectors.

As we navigate the rapidly evolving global markets, we remain focused on maintaining agility, adaptability, and strategic foresight, while delivering innovative and competitive solutions that position ARAM as a respected, diversified, and value-driven investment company.

Ali Musmar

CEO & Managing Director

Our Leadership

Board of Directors

A visionary leadership and management driving business towards growth

H.H. Shaikh Mohammed bin Sultan bin Khalifa Al Nahyan

Chairman

Dr. Ali Nasser Sultan Alyabhouni Aldhaheri

Vice Chairman

Mr. Ali Mohd Zaid Ali Musmar

CEO & Managing Director

H.E. Salama Alhaj Abdullah Alawadhi

Board Member

Mr. Arkadiusz Jakub Bajak

Board Member

CORPORATE GOVERNANCE

Commitment to Excellence
and Sustainability

At the heart of ARAM Group's philosophy is a steadfast commitment to sustainable development and ethical business conduct. The organisation integrates Environmental, Social, and Governance (ESG) principles into its long-term strategy, ensuring that capital allocation not only delivers robust returns for shareholders but also fosters enduring value for the wider community. This dedication to transparency is reinforced by a rigorous governance framework overseen by the Board of Directors, ensuring full compliance with the regulations of the Capital Market Authority (CMA).

1 Environment

ARAM recognizes that its long-term viability is inextricably linked to the health of the environment and the sustainable management of natural resources. Within our value creation framework, Environment represents the environmental resources such as energy, water, and climate stability that we utilize and impact through our investment and real estate activities. Our commitment is to minimize our environmental footprint while ensuring compliance with UAE laws and regulatory requirements.

2 Social

The cornerstone of ARAM Group's ability to generate long-term value lies in our Human Capital. This is defined by the specialized skills, profound industry experience, and unwavering ethical commitment of our personnel. As a real estate and investment entity, we measure success beyond financial holdings; it is rooted in the intellectual rigor and operational agility of our team as they navigate the complexities of the UAE's dynamic market. We foster a culture where high performance is balanced with a rigorous commitment to safety, diversity, and continuous professional evolution.

3 Governance

At ARAM Group, our governance philosophy is built upon a dynamic and effective management strategy designed to ensure financial stability and business integrity. By clearly defining management's core responsibilities and refining decision-making protocols, we cultivate an environment conducive to long-term investment and sustainable growth. This framework is continuously monitored and adapted to remain consistent with changing regulatory requirements from the Capital Market Authority (CMA) and the Abu Dhabi Securities Exchange (ADX), ensuring the Company's strategic objectives are always met with the highest level of accountability.

ESG Report

About the Report

ARAM Group Company P.J.S.C attaches paramount importance to conscientious business practices and the transparent communication of our sustainability performance to our stakeholders on a regular basis. Our reporting suites illustrate an intensifying commitment to sustainable development, our active participation in the United Arab Emirates' journey towards enduring growth, and our dedication to upholding the most sophisticated standards of environmental, social, and governance (ESG) performance.

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ESG Highlights

The Board features robust Independent Oversight, with four out of five members being independent.

Established a comprehensive GHG emissions inventory for Scopes 1 and 2, recording total emissions of 1,032.72 TCO2e for the reporting period.

Achieved a reduction in petrol consumption of 10.7% from 2024 to 2025, demonstrating our commitment to energy efficiency.

Zero material deficiencies were identified in our internal control systems during the 2025 period, reinforcing the reliability of our financial and non-financial reporting.

Achieved zero fatalities and zero recordable work-related injuries across all operations in 2025.

Conducted regular performance & career development reviews for 100% of permanent workers and eligible staff.

Zero substantiated complaints regarding breaches of customer privacy or losses of customer data.

Implemented methodical water assessment approaches using calibrated meters to track consumption accurately in the UAE's specific environmental context.